Discover Introduces Discover Quick Chip to Optimize Checkout Experience

Provides Merchants Additional Flexibility in Managing Payment

RIVERWOODS, Ill.–(BUSINESS WIRE)–Discover is introducing a new option for merchants to streamline the
checkout process for all chip cards leveraging Discover, Diners Club
International and PULSE Networks. Discover Quick Chip will reduce the
time a chip card needs to remain in the point-of-sale terminal, making
the checkout process more convenient for merchants and cardholders.
Discover Quick Chip provides merchants and acquirers with an additional
option when processing chip card payments.

Discover Quick Chip will reduce terminal certification requirements and
be compatible with the technical standards offered by other payment
networks, so merchants can seamlessly offer cardholders a faster
checkout experience across all chip cards they accept.

“Discover is providing this new option in order to offer merchants and
cardholders a streamlined checkout experience,” said Ellie Smith, head
of the Chip Center of Excellence at Discover. “This initiative further
expands and complements Discover’s wide range of existing programs that
support chip deployment.”

Discover Quick Chip is another example of Discover’s long-running
commitment to support merchants and acquirers in the U.S. EMV migration.
The current programs range from focusing on industry education and
training to streamlined certification initiatives, including access to
multiple approved certification service providers, acquirer
self-certification and dedicated support for Value Added Resellers.

Merchants that want to upgrade their terminals to include Discover Quick
Chip should contact their acquirer, payment processor, or point-of-sale

For additional information and resources, visit

About Discover

Discover Financial Services (NYSE: DFS) is a direct banking and payment
services company with one of the most recognized brands in U.S.
financial services. Since its inception in 1986, the company has become
one of the largest card issuers in the United States. The company issues
the Discover card, America’s cash rewards pioneer, and offers private
student loans, personal loans, home equity loans, checking and savings
accounts and certificates of deposit through its direct banking
business. It operates the Discover Network, with millions of merchant
and cash access locations; PULSE, one of the nation’s leading ATM/debit
networks; and Diners Club International, a global payments network with
acceptance in more than 185 countries and territories. For more
information, visit


Discover Financial Services
Rob Weiss