Cigna-HealthSpring Encourages Consumers to Assess Affordability and Benefits that Support Healthy Lifestyles This Medicare Enrollment Period

• Cigna-HealthSpring increases access by expanding network availability
  in nine states
• Improves affordability by increasing the number of plans offering $0
  doctor co-pays or a $0 premium
• Continued partnership with Silver&Fit®
  to encourage fitness programs for more Medicare Advantage customers to
  maximize well-being and stay active
• Cigna Medicare Supplement Solutions® (Medigap) available in 48 states
  to provide customers with alternatives
• Nationwide Prescription
  Drug Plans continue to offer better affordability for customers

NASHVILLE, Tenn.–(BUSINESS WIRE)–Every year between October 15 and December 7, Medicare-eligible
individuals have the opportunity to review their Medicare benefits and
available alternatives. Selecting benefits is an important decision for
individuals and caregivers and could affect both physical and financial
health in the coming year. Cigna-HealthSpring is encouraging people to
take time to consider their health and budget needs as they choose
health care benefits for 2016.

“Physical health and financial health are intertwined. Choosing a plan
isn’t as simple as just keeping the plan you had last year or looking
only at the monthly premium costs. Comparing affordability alongside the
benefits and services that help provide a healthy lifestyle is an
important balance,” said Herb Fritch, president of Cigna-HealthSpring.
“Our health care capabilities are built on a deep understanding of our
customers and an intense focus on working together with doctors and
other health care professionals to deliver personalized care at an
affordable cost.”

Cigna-HealthSpring’s physician engagement model focuses on working
together with health care professionals to tailor incentives and
solutions specific to the needs of the Medicare population. For
patients, this means their doctors spend more time understanding their
current health and identifying potential health risks to prevent future
illness. Focusing on preventive care can help doctors diagnose health
conditions early and create the opportunity for individuals to make
healthy changes.

Cigna-HealthSpring’s focus on developing partnerships with physicians
addresses two major concerns for older Americans as identified in a 2014 Cigna
survey—affordability and access to doctors. The survey highlighted
people’s concerns about financial well-being and the affordability of
health care in the future. For example:

• Americans 55 years of age and older said that affordability and
  unexpected life events are a barrier to achieving their health goals.
• Ninety-one percent of those ages 65 and older consider the overall
  cost of a health plan as an extremely or very important factor in
  their decision-making when choosing a plan
• Availability of their own doctors, health care professionals or
  hospital was important for 90 percent of those 65 and older.
• As people age, concerns over a potential hospital stay can become more
  prominent. In fact, the survey showed that half of those 65 and older
  considered this their biggest cost-related health concern.
• Nevertheless, 77 percent of those 65 and older expressed a favorable
  outlook on healthcare affordability.

Understanding customers’ interests, Cigna-HealthSpring builds products,
services and networks that provide customers with a greater quality of
care and accessibility while maintaining affordable solutions. For its
2016 Medicare Advantage plans, Cigna-HealthSpring’s network of
participating health care professionals and hospitals is expanding in
nine states including Arizona, Georgia, Kansas, Maryland, Mississippi,
Missouri, North Carolina, Pennsylvania and Texas.

In addition, Cigna-HealthSpring offers plans with $0 doctor co-pays in
Alabama, Arkansas, Florida, Georgia, Tennessee, and Texas and $0 premium
plans in Alabama, Arizona, Arkansas, Delaware, Florida, Georgia,
Illinois, Indiana, Kansas, Maryland, Mississippi, Missouri, North
Carolina, Pennsylvania, South Carolina, Tennessee and Texas.

Cigna-HealthSpring’s 2016 Medicare options include a wide range of
health and prescription drug plans, as well as supplemental and special
needs plans. All plans offer extra benefits not covered under Original
Medicare and are designed to help customers better manage their health
while limiting out-of-pocket medical expenses. Cigna’s complete plan
details and free educational materials are available at www.cignamedicare.com.
For 2016 plans, Cigna-HealthSpring will continue to offer its expanded
fitness benefit with the Silver&Fit
program.

“Our plans are built on knowing and meeting our customers’ needs and
working closely with doctors to make sure we can help deliver
high-quality care at an affordable cost,” said Fritch. “We will continue
to listen to our customers to find even more ways to improve benefits
that help them live life to the fullest.”

About Cigna-HealthSpring

Cigna-HealthSpring, a Cigna company (NYSE:CI), is one of the country’s
leading health plans focused on delivering care, predominately through
Medicare Advantage and other Medicare and Medicaid products. Based in
Nashville, Tennessee, Cigna-HealthSpring offers a national stand-alone
prescription drug plan and operates health plans for the 2016 enrollment
season in Alabama, Arizona, Arkansas, Delaware, Florida, Georgia,
Illinois, Indiana, Kansas, Maryland, Missouri, Mississippi, North
Carolina, Pennsylvania, South Carolina, Tennessee, Texas and Washington,
D.C. For more information, visit www.cignahealthspring.com.

All Cigna products and services are provided exclusively by or through
operating subsidiaries of Cigna Corporation. The Cigna name, logos, and
other Cigna marks are owned by Cigna Intellectual Property, Inc. This
information is available for free in other languages. Please call our
customer service number at 1-800-668-3813 (TTY 711), 8a.m. – 8p.m., 7
days a week. Esta información está disponible de forma gratuita en otros
idiomas. Por favor, llame a nuestro servicio al cliente al
1-800-668-3813 (TTY 711), 8a.m. – 8p.m., 7 días de la semana. This
information is not a complete description of benefits. Contact the plan
for more information. Limitations, copayments, and restrictions may
apply. Benefits, formulary, pharmacy network, provider network, premium
and/or copayments/coinsurance may change on January 1 of each year.
Cigna-HealthSpring is contracted with Medicare for PDP plans, HMO and
PPO plans in select states, and with select State Medicaid programs.
Enrollment in Cigna-HealthSpring depends on contract renewal.

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Contacts

Cigna
Jim Angstadt, 215-761-8748
Jim.angstadt@cigna.com