New Ninth Edition of ‘The Complete HSA Guidebook’ from HealthEquity Founder and Vice Chairman Unlocks Keys to Winning with a Health Savings Account

SALT LAKE CITY–(BUSINESS WIRE)–The creation of health savings accounts (HSAs) in 2003 has empowered
millions of Americans to build health savings. Since the first edition
of “The Complete HSA Guidebook” was released in 2004, it has served as a
critical tool in helping readers improve their health and financial
well-being through better understanding and adoption of HSAs. Written by
Stephen D. Neeleman, M.D., with key contributions provided by Hazel A.
Witte, J.D., and the late Sophie M. Korczyk, Ph.D., the guidebook
provides useful insight by leading experts from the health finance

Recently released by HealthEquity, the ninth edition “The Complete HSA
Guidebook” features notable updates about the latest health care reform
and tax changes, including the most recent regulations from the U.S.
Department of Health & Human Services (HHS) and clarifications from the
IRS that affect the HSA law.

As it is rapidly evolving, the HSA market is growing at an accelerated
rate. According to the 2015
Midyear Devenir HSA Research Report
, the number of HSA accounts rose
to 14.5 million, holding over $28.4 billion in assets. The average
investment account holder has a $14,654 average total balance (deposit
and investment account), and investors have achieved an average
annualized return of 11.3% on their HSA investments over the last three

“It is remarkable to see the change in people’s understanding and
acceptance of HSAs since their inception nearly 12 years ago,” said
Neeleman. “Now that HSAs are reaching critical mass, it is paramount
that we help people use their HSAs to become healthier and wealthier.
This comprehensive playbook is one of many ways we empower Americans to
become smart health care consumers.”

Over the last 10 years, HealthEquity has distributed tens of thousands
of copies of “The Complete HSA Guidebook,” establishing it as a standard
reference for the health benefits industry while providing valuable
insight into the complicated tax and insurance laws that affect HSAs.

“The Complete HSA Guidebook” is available for purchase at
Readers can download an electronic version for $3.95 or a hard copy for

About Stephen D. Neeleman, M.D.

Dr. Stephen Neeleman is the founder and vice chairman of HealthEquity,
one of the nation’s oldest and largest dedicated health savings
custodians. He founded HealthEquity in 2002, with the vision to repair
the fractured relationship between patients and their physicians and to
help more people obtain quality health insurance by re-introducing
consumerism to health care. To learn more, visit

Disclaimer: “The Complete HSA Guidebook” is intended only as a general
explanation of HSAs. It should not be treated as legal reference or in
any way considered the provision of legal, financial or tax advice.


Cody Dingus, 801-633-5466
Vice President of
Mikey Collard, 801-461-9752